Behind on Your Mortgage Payments?
Falling behind happens for ordinary reasons - a job loss, an illness, a divorce, a rate adjustment. What matters now is how much time you have and what the house is worth.
Lenders generally begin formal proceedings after several missed payments, and the fees compound from there. If you can see that catching up is not realistic, selling while you still control the timing is almost always better than waiting for the lender to control it for you.
A cash sale pays the arrears and the loan balance off at closing. Anything above that is yours. There is no agent commission taking a slice of it, and no repair credits negotiated out of it.
We will look at your payoff figure and the property's value together and tell you plainly whether a sale clears the debt with something left over. If it does not, we will say so rather than string you along.
Get Your Free Cash Offer
Enter your property address. About 60 seconds, no obligation.
How It Works
Three simple steps. No obligation at any point.
Tell us about your house
Share your address and a few quick details. It takes about 60 seconds and costs you nothing.
Get your cash offer
We review comparable sales and your property condition, then send a fair, no-obligation cash offer - usually within 24 hours.
Close on your date
Pick the closing date that suits you. We cover the closing costs and you walk away with cash, often in as little as 7 days.
Traditional Sale vs. Selling to Us
| Feature | Traditional Real Estate | Trusted Homebuyers USA |
|---|---|---|
| Offer in less than 24 hours | ✕ | ✓ |
| No fees or commissions | ✕ | ✓ |
| You choose the closing date | ✕ | ✓ |
| No repairs needed | ✕ | ✓ |
| Sell your house as-is | ✕ | ✓ |
| No closing costs | ✕ | ✓ |
| No showings or open houses | ✕ | ✓ |
| Guaranteed close | ✕ | ✓ |
Common Questions
Will this hurt my credit?
A completed sale that pays off the mortgage is far less damaging than a foreclosure. The loan is reported as satisfied rather than foreclosed.
How much time do I actually have?
It depends on your state and how far along the lender is. Send us any notices you have received and we will help you read the timeline.
Can you pay off the arrears?
The payoff at closing includes arrears, fees and the remaining balance. You receive whatever is left.
What Homeowners Say
Definitely recommend if you need money fast! They were fair on the pricing.
Nicole B. Google Verified
Always answered all my questions and sold our house at a fair price to us. We would recommend there services.
Tre B. Google Verified
I had a smooth, speedy experience. Service was always courteous and understanding of my particular situation.
Ken V. Google Verified
Ready for Your Free Cash Offer?
No obligation, no fees, and no repairs. Find out what your house is worth in cash today.